Successfully Helping Injured People in Montana for More Than 40 Years
When can delays in your insurance claim count as bad faith? Insurance companies have a duty to handle claims promptly. While investigations require time, there's a critical point where diligence turns into deliberate delay. This tactic can be seen as bad faith...
Insurance policies promise financial support after covered losses. When an insurer acts unfairly, state law may allow more than payment of the claim itself. In limited situations, punitive damages can apply to punish intentional misconduct and discourage similar...
You count on your health insurance to cover medical care when you need it. When the insurer denies a valid claim or refuses to deal with you fairly, the situation can feel overwhelming. Montana law gives you protections when an insurer acts in bad faith. How bad faith...
Insurance companies choose their words carefully when speaking with policyholders. Representatives sometimes apologize for mistakes, delays, or oversights. But can an apology itself serve as evidence of bad faith? The answer depends on context and how the apology...
You pay insurance premiums with the expectation that your insurance company will compensate you after an accident, such as a car crash. However, insurance companies need to make a profit. They profit when you pay premiums for protection but do not file claims. They...
Anyone who has dealt directly with an insurance company will very likely testify to the inherently frustrating nature of the process. Insurers in Montana are justifiably infamous for denying claims without factual justification, making unreasonably low offers when...
When a homeowner in Belgrade files a claim with their insurance company, they reasonably expect a timely response. While some delays are understandable, completely ignoring a valid claim may violate Montana’s insurance laws. The state has strong consumer protection...
Interacting with an insurance company is often the last thing you want to do after a car accident in Montana, but it is usually inevitable. You may have heard stories about insurance companies acting in bad faith and wonder what it means. Bad faith in insurance is...
There is basic knowledge that insurance companies in Montana and elsewhere are bound by legal and ethical obligations when it comes to acting in good faith with their policyholders. Unfortunately, this does not always occur when insurance claims are filed in...
When you’ve been injured, you should be able to rely on your insurance policy to a certain extent to help cover your losses. Yet, all too often insurance companies go out of their way to delay and deny claims, sometimes engaging in wrongdoing to achieve the results...