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Settling damages after a car accident in Montana

by | Jun 14, 2018 | Car Accidents |

When you suffer serious injuries after a car accident, it is likely to affect your entire life. You will need to deal with the physical ramification of your injuries as well as the psychological and practical aspects. You will probably experience a shift in priorities and may decide to take action so that you can pursue the financial compensation you deserve.

After suffering a serious injury, it is likely that you had to take a significant amount of time off work. This can lead to lost wages and accumulating medical bills. By pursuing a claim against the one(s) responsible for the car crash, it is possible to cover all of these financial damages. In addition, you may be able to receive compensation for therapy for post traumatic stress issues if they were caused by your accident.

How do I report the car accident?

If you were critically injured in an accident, you might not have been able to formally report the accident at the scene. However, you or a loved one should report the accident in writing to the Montana Motor Vehicle Division within 10 days of it occurring, since it resulted in an injury.

How does insurance work in the state of Montana?

All drivers in the state of Montana have the legal responsibility to carry liability insurance. This means that the fault system is used in the state, and the person who is determined to have caused the crash has the responsibility for paying damages. The insurance coverage must, at minimum, be a policy worth $25,000 coverage for bodily injury per person and $20,000 total property damage.

Proving fault in Montana

As an injury victim, you have some different options for seeking compensation. The most common route is to file a claim with your insurance company. Alternatively, you can file a third-party claim with the other driver’s insurance company, or file a lawsuit against the other driver.

If you are seeking damages against the other driver after a serious car accident in Montana, it is important that you make a full recovery from your injuries and take action.


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