When you’ve been injured, you should be able to rely on your insurance policy to a certain extent to help cover your losses. Yet, all too often insurance companies go out of their way to delay and deny claims, sometimes engaging in wrongdoing to achieve the results that they want. But if your insurance company acts in bad faith, then you can be financially harmed, as you’ll be unfairly stripped of the resources that you need.
When this happens, you’ll be justified in taking legal action against the insurance company. But as you navigate your bad faith insurance case, you’ll want to make sure you avoid making some common mistakes that can prove costly to your claim.
There are several mistakes that can be made when pursuing a bad faith case. This includes the following:
- Misunderstanding your policy, which could cause you to make poor arguments and position the insurance company to easily bat away your case.
- Neglecting to document your interactions with the insurance company, as the timeline of events and how the insurance company has responded to you will be crucial evidence in your bad faith case.
- Giving in too easily when an insurance company tries to settle your bad faith case.
- Failing to have a command of the facts, since you’ll need to know every aspect of your case and your insurer’s actions if you want to be able to clearly show how they acted in bad faith.
Don’t let your insurance company get away with treating you unfairly
Insurers act in bad faith all the time. And when they do, innocent individuals like you are victimized. Don’t let your insurer off the hook. Instead, fight to hold them accountable and to recover the compensation you need and deserve.