The first moments after a car accident can often seem like a blur of activity and fast decisions. From the moment of impact until the rush of adrenaline fades, things tend to happen very quickly. You may even have to make some major decisions in the immediate aftermath of a wreck. This is why it is important to know what to do and what mistakes to avoid after a motor vehicle collision.
While you might already be familiar with what to do after a wreck, such as calling the police and waiting for help, the mistakes you need to avoid are just as vital. Here are things you should not do after a car accident.
Even if the accident was not your fault, it could be a natural inclination to apologize to the other driver. Unfortunately, this could be taken as an admission of fault and the other driver’s insurance company could use it against you to deny your claim. The other driver’s insurer can pass the blame to you without any further evidence about the fault of the wreck.
Not knowing your policy
While state laws usually require a minimum amount of liability insurance coverage, not having enough could come back to haunt you. Before you have an accident, take the time to go over your insurance policy so that you know exactly what kind of coverage you have so that you can add on additional options if necessary. However, if it is already too late to make changes to your insurance, go over the fine print in your policy so that you know what you are entitled to from your insurer.
Not documenting the accident
Documentation is extremely important when it comes time to file a claim for a car accident. If you can, be sure to take a few moments at the scene of the accident to take some pictures, get contact information from witnesses and exchange insurance and contact information with the other driver. Also, when you get home, write down what happened. Stick to the facts and leave out your opinion about what may have caused the accident.
If you are in an accident in Belgrade, remember the above mistakes you should avoid. It is important to protect your interests if you ever become the victim of a car accident with a reckless or negligent driver.