A car crash can make you so nervous that you forget what you are supposed to do. Having a plan before you get into an accident is ideal. However, if you end up being involved in a car accident and forgot some steps regarding what to do next, there are still things you can do to protect yourself.
One thing that you have to think about is how to conduct yourself in case you want to seek compensation after the crash. You should also make sure that you seek medical attention for any injuries that you suffer.
Pay attention to what you say but be truthful
No matter whom you are speaking to after the crash, make sure that you pay attention to what you say and do. You don't want to say anything that could be considered admitting that you had any part in the fault of the accident. You should be especially careful when you are speaking to insurance companies, representation for the other parties involved, and anyone acting in an official capacity. Of course, you should always tell the truth about what happened.
Keep detailed records of how the injury impacts your life
The records that you keep related to the accident might help you in your claim. At the scene of the crash, snap a picture of the other driver's license, insurance card and license plate. You should also get contact information for any witnesses to the accident. Additionally, keep a journal of the ways that the accident impacts your life and any medical care you receive. All of these records should be kept for only you and your legal representation to see.
Evaluate the damages you are dealing with
When you seek compensation, you will have to determine the total amount of damages to claim. This includes the medical bills you had to pay, but don't stop with those. If you had to stay home from work because of the injury you suffered, you might be able to recover some or all of the wages you didn't earn. Other damages, such as loss of enjoyment of life, might apply. Evaluate each option carefully to determine which ones you should seek.
Subrogation might occur with a successful claim
Subrogation might apply to your case if your claim for compensation is successful, so be sure that you take this into account. This means that if your claim is successful, you might have to repay the insurance company for the medical bills that were paid on your behalf due to the crash.
Source: Nov. 30, -0001